Anyone can make a mistake, even professionals.
Hence you always need a safeguard in place to protect your reputation and cover you financially against any alleged mistakes. Whether it's a misinterpretation of your words or an issue with the duty of care at your place of work.
In response to these issues, we have combined Professional Indemnity (PI) and Public Liability (PL) policies to provide comprehensive protection for authors.
Professional Indemnity Insurance protects your business from the legal costs and claims associated with allegations of negligence, professional misconduct, breach of duty or incorrect advice that you provide to a third party.
Public Liability Insurance protects against the financial risks of being found liable for a third-party death or injury, loss or damage to property or economic loss resulting from your business activities.
In an ideal world, you as an author or writer provide well-researched quality content to your client but writing is a complex process and it isn't always easy to measure it or to agree on quality. This nature of your work exposes you to a potential negligence claim, claims of plagarism or claims where a client does not deem your work suitable.
Or it might be the case that at your home/office you're found liable for damage to a person or property. Injuries to third parties cause by simple slips, trips and falls are a common source of public liability claims. These claims can also arise on a client visit to your home or premises, or during public events and speaking engagements.
The combined PI and PL insurance policy typically covers:
The combined PI and PL insurance policy typically covers:
For any further enquiries, please don't hesistate to contact our friendly team of brokers who are licenced to provide you with personalised risk management advice.
The information provided is of a general nature only and has been prepared without taking into account your individual objectives, financial situation or needs. If you require advice that is tailored to your specific business or individual circumstances, please contact Coverforce directly.
At Coverforce, our expert team of insurance brokers will take the time to assess your individual requirements and exposures and deliver a comprehensive insurance solution that is tailored to your specific needs and budget.
For more information or to arrange cover, please contact our specialised team. Alternatively, simply fill out a quote form below and we will be in touch shortly.